• Fulton posted an update 1 month, 1 week ago

    One of the most useful forms of payment available is the credit card. A credit card can get you out of some pretty sticky situations, but it can also get you into some, as well, if not used correctly. Learn how to avoid the bad situations with the following tips.

    Don’t fall for the introductory rates on credit cards when opening a new one. Be…[Read more]

  • Fulton posted an update 1 month, 1 week ago

    Remember, as your balances rise, your credit score will fall. It’s an inverse property that you have to keep aware at all times. You always want to focus on how much you are utilizing that’s available on your card. Having maxed out credit cards is a giant red flag to possible lenders.

    Non can promise to clean your credit report. Anyone who says…[Read more]

  • Fulton posted an update 1 month, 1 week ago

    Your household bills are just as important to pay on time as any other credit source. When repairing your credit history be sure to maintain on time payments to utilities, mortgages or rent. If these are reported as late, it can have as much negative impact on your history as the positive things you are doing in your repairs.

    Do not hesitate to…[Read more]

  • Fulton posted an update 1 month, 1 week ago

    It may be a good idea to include an old-fashioned bank loan in your credit repair activities. Banks may be willing to give even those with bad credit a loan. Paying back a small loan on time will really help your credit history. Be aware, however, that you won’t get the best terms with poor credit.
    Having a poor credit score can make life gloomy.…[Read more]

  • Fulton posted an update 1 month, 1 week ago

    Repair efforts can go awry if unsolicited creditors are polling your credit. Pre-qualified offers are quite common these days and it is in your best interest to remove your name from any consumer reporting lists that will allow for this activity. This puts the control of when and how your credit is polled in your hands and avoids…[Read more]

  • Fulton posted an update 1 month, 1 week ago

    Research the fine points of disputing items on your credit report. It can be done, but the process is not easy. Make sure to track and follow up regularly with all reported disputes. If you stop checking on them, they will stop working on them as well. It’s your credit, so make sure it’s correct!

    If your debts are overwhelming you and are…[Read more]

  • Fulton became a registered member 1 month, 1 week ago

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